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Figure Heloc xMoney Previews Three New Stablecoins as It Gears Up for a Bigger Role in Global Payments
Ryan Moore 
xMoney is laying the groundwork for its next phase in digital payments. The company has published whitepapers for three upcoming stablecoins EURXM, USDXM, and RONXM with official launches planned for June 2026. While the tokens aren’t live yet, the release of the documentation signals that xMoney is getting serious about expanding its role in the global payments stack.
The timing isn’t random. Stablecoins are quickly becoming the backbone of digital payments, and more fintech companies are starting to treat them less like crypto products and more like financial infrastructure. xMoney’s approach fits squarely into that shift, focusing on regulation, compliance, and real-world usability rather than speculation.
Stablecoins Built for Everyday Payments
EURXM, USDXM, and RONXM are designed to plug directly into xMoney’s existing ecosystem. Once launched, the stablecoins will be integrated into the xMoney payment gateway and the xMoney Card, allowing users to spend and transfer them straight from their wallets.
Instead of positioning stablecoins as something separate from traditional finance, xMoney is building them directly into familiar payment flows. The idea is to make stablecoin payments feel no different from using a card or digital wallet, just faster and more efficient behind the scenes.
The company is also exploring how these assets can improve internal operations and client workflows, using stablecoins as tailored payment rails for different regions and use cases.
Why These Three Currencies
The initial lineup focuses on euro, U.S. dollar, and Romanian leu exposure, reflecting xMoney’s European roots and its growing international footprint. Each stablecoin will be fully compliant with MiCA regulations, backed 1:1 by fiat, redeemable at par value, and subject to ongoing financial audits once live.
That regulatory-first approach is central to xMoney’s strategy. At a time when trust and transparency are becoming non-negotiable for payments infrastructure, the company is positioning these stablecoins as assets businesses and consumers can actually rely on, not just trade.
Starting on Sui, Expanding Beyond
At launch, the stablecoins will go live on the Sui Network, which xMoney selected for its fast transaction speeds and low fees. That choice reflects a focus on performance, especially for payments where cost and latency matter.
That said, Sui won’t be the only home for EURXM, USDXM, and RONXM. xMoney has already outlined plans to expand to MultiversX and Ethereum, broadening access and making the assets usable across multiple blockchain ecosystems. The goal is flexibility, not lock-in.
Compliance as a Competitive Advantage
By releasing the whitepapers early, xMoney is also sending a signal to regulators, partners, and institutions. Even as it scales, the company wants compliance and security to remain front and center.
Greg Siourounis, Co-Founder and CEO of xMoney, framed stablecoins as a foundational layer rather than a product feature. “Stablecoins are becoming the connective tissue of global finance,” he said. “EURXM, USDXM, and RONXM are new assets, but they’re also part of a payment ecosystem where money moves with the same speed and certainty as information on the internet. The future belongs to platforms that can combine innovation with regulatory trust.”
A Step Toward a Unified Payments Stack
The release of the whitepapers marks an early but important milestone in xMoney’s broader vision. By embedding regulated stablecoins directly into its gateway and card infrastructure, the company is aiming to remove friction from cross-border payments and make digital transactions simpler across currencies and jurisdictions.
For now, EURXM, USDXM, and RONXM are still a few months away from launch. But with the documentation out in the open, xMoney is making its direction clear: stablecoins aren’t an experiment they’re becoming core infrastructure.
More details on the upcoming stablecoins and xMoney’s broader payments ecosystem can be found at xMoney.
About the Author
David Rich 
John Wood 
Timothy Young