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Figure Heloc USDT0 Crosses $50B in Transfers, Becoming the World’s Largest Cross-Chain Stablecoin Network
Ryan Moore 
USDT0 has officially passed a major milestone more than $50 billion in value has now been transferred through the network, making it the largest and fastest-growing cross-chain liquidity system for stablecoins anywhere in the world. What’s even more impressive: this happened in just 10 months since its launch back in January 2025.
At its core, USDT0 is all about making Tether (USDT) move effortlessly between blockchains. Instead of relying on wrapped assets or risky bridges, USDT0 turns USDT into one fluid liquidity pool that can travel across networks without friction. That’s a big deal for payments, remittances, settlement, and simply being able to use stablecoins wherever you want not just on whichever chain they originated from.
Massive Growth in Less Than a Year
Throughout 2025, USDT0 expanded across more networks and brought real interoperability to users, traders, and institutions. The adoption has been fast and sticky, reflected in some standout figures:
Over $50 billion moved through the protocol
More than 415,000 transfers across 15 chains
Average settlement times around 30–40 seconds
$12.5 billion transferred in the past 30 days alone
USDT0 is already the #1 most-used omnichain token on LayerZero
Today, USDT0 connects major networks including Ethereum, Arbitrum, Tron, Polygon, Rootstock, Sei, Optimism, Hyperliquid, and more essentially building a single, fluid USDT highway across blockchains.
Expanding Beyond the Dollar
USDT0 isn’t just stopping at the USDT stablecoin. The launch of XAUT0 an omnichain version of Tether Gold now represents roughly $2 billion in tokenized gold backed by physical reserves. It’s part of a bigger shift: making both fiat-backed and asset-backed tokens truly cross-chain, programmable, and accessible anywhere.
What Leaders Are Saying
“Our goal has always been to make value movement feel invisible and instant,” said Lorenzo R., Co-Founder of USDT0. “Passing $50B proves that unified liquidity isn’t an idea it’s already operating at a global scale.”
Paolo Ardoino, CEO of Tether, added: “Stablecoins are quickly becoming the rails for global financial transactions, and USDT0 is turning USDT into a universal monetary layer that can move without constraints.”
LayerZero’s co-founder Bryan Pellegrino kept it direct: “For the first time, the world’s most used digital currency is moving freely across every major blockchain. And it’s happening faster than anyone expected.”
The Road Ahead
USDT0 is now regularly processing between $500 million and $1 billion in daily volume numbers that reflect a broader transformation as stablecoins go beyond crypto trading and into real-world financial routes such as cross-border settlement, remittance, and FX.
With more network integrations on the way and institutional use rising, USDT0 makes one thing clear: the future of stablecoins isn’t tied to any single blockchain it’s omnichain, borderless, and fluid.
For more information, visit USDT0.to or follow @USDT0 on X.
About the Author
David Rich 
John Wood 
Timothy Young