Bitcoin 
Ethereum 
Tether 
BNB 
XRP 
USDC 
Solana 
TRON 
Lido Staked Ether 
Figure Heloc 
Ryan Moore 
Tria has raised $12 million in pre-seed and strategic funding to build a global self-custodial neobank designed for both humans and AI agents. The round drew participation from P2 Ventures, Aptos, Tria’s community, and executives from Polygon, Ethereum Foundation, Wintermute, Sentient, 0G, Concrete, and Eigen. Polychain and Polygon also served as pre-seed advisors.
Tria’s goal is to make crypto as easy to use as traditional banking apps without giving up self-custody. The company wants to do for crypto what neobanks like Revolut and Monzo did for fiat finance: simplify everything while keeping users in control.
Bringing Real-World Payments to Web3
Tria aims to fix crypto’s biggest usability gap: actually spending and using assets. With Tria, users can spend, trade, and earn from one self-custodial balance no seed phrases, gas fees, or cross-chain headaches.
From buying coffee in Tokyo to swapping tokens across networks, payments on Tria are instant and fee-free. Its Visa cards work in over 150 countries and support more than 1,000 tokens. Trades run through Tria’s BestPath engine for optimal execution, while idle balances automatically earn yield to pay off card spending.
The Tech Behind Tria
At the core of Tria’s system is BestPath AVS, a decentralized settlement marketplace where solvers, routers, and relayers compete to process transactions instantly across chains. BestPath already routes payments and trades for more than 250,000 users and is used by over 70 protocols and AI ecosystems, including Polygon, Arbitrum, Sentient, and Injective.
The Big Picture: Crypto, AI, and Real-World Assets
Stablecoins, real-world assets, and AI-driven finance are reshaping global payments. On-chain volume is expected to reach $100 trillion by 2030, yet most users are still stuck with old banking interfaces. Tria’s founders say their platform bridges that gap delivering Web2 simplicity with Web3 ownership.
By 2030, over a quarter of digital payments, estimated at $25–30 trillion a year, are expected to be handled by AI agents. Tria wants to be the infrastructure layer that powers this shift a neobank for people and for the AI agents acting on their behalf.
Team and Next Steps
Tria was founded by Parth Bhalla and Vijit Katta, whose team includes veterans from Binance, Polygon, OpenSea, Nethermind, and Intel. The project also has support from UAE royal and government figures, along with leaders from Ethereum Foundation, Polygon, and Wintermute.
As part of its community-driven approach, Tria plans to open a public allocation round soon, giving users a chance to own a stake in the neobank they use. Details will be announced on the company’s X and Linktree pages in the coming weeks.
About the Author
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