Infini Slashes Fees to 0.1% – Ushering in a New Era for Stablecoin Payments

In a bold move shaking up the digital payments industry, Infini — a rising star in the Pay-Fi ecosystem — has reduced card transaction fees to an unprecedented 0.1%, marking the lowest fee tier in the platform’s history. This global update, unveiled in May 2025, signals a major leap toward Infini’s long-term goal: making stablecoin payments practically free and universally accessible.

A Milestone Born From Resilience

Infini’s latest announcement follows a year of turbulence and triumph. Earlier in 2025, the platform endured a major security incident that could have derailed its momentum and damaged user trust. Instead, the company’s response became a textbook example of crisis management done right. Within hours, the founding team — led by CEO Christian Li — fully compensated affected users, setting a new bar for accountability in the crypto space.

“True trust is forged in crisis,” said Li. “We acted fast, owned the situation, and our users appreciated that we had their backs.”

Since then, Infini has quietly rebuilt its infrastructure. It brought in top-tier security auditors, implemented a new multi-layered custody system, and overhauled its compliance protocols. The result? A stronger, safer platform — and a community more loyal than ever.

The Flywheel Model in Action

Infini’s dramatic fee reduction isn’t just a marketing stunt — it’s the outcome of a business model designed to reward scale and transparency. The platform operates as an active node in the Visa and Mastercard networks. As users spend more through the Infini Global Card, the company unlocks higher levels of cashback and network incentives.

But rather than hoard those margins, Infini redirects them to its users through reduced fees — a mechanism the company dubs the “Infini Flywheel.” As usage rises, costs drop. As costs drop, more users join. And so the cycle accelerates.

“We’re building a model where the user wins every time,” said Christine, Infini’s Co-Founder. “No one should pay extra just to spend their own money.”

Why It Matters: The 0% Vision

In regions grappling with inflation and limited banking access — particularly in Latin America and Southeast Asia — Infini is fast becoming a vital alternative to traditional financial systems. With this latest update, users now benefit from near-zero transaction costs, no conversion fees, and real-time foreign exchange settlement.

In some cases, users have even reported what’s being called the “negative fee effect”: transactions where the amount deducted in USD was less than the local fiat cost at market rate, thanks to Infini’s instant-settlement technology. It’s a subtle but powerful reminder of how traditional payment rails are being outpaced by decentralized innovation.

Earn While You Spend

What further sets Infini apart is its built-in yield system. Users who hold USDT, USDC, or other stablecoins in their Infini accounts earn daily yield automatically — no staking, locking, or clicking required. The balance works as both a savings account and a spending wallet, seamlessly merging the two into one financial experience.

It’s part of a broader vision: your stablecoins should grow quietly in the background, even as you use them to pay for coffee, book flights, or shop online.

A Seamless Payment Experience

Infini’s Global Card is accepted anywhere Visa and Mastercard are, and it integrates smoothly with Apple Pay, Google Pay, PayPal, and Alipay. Whether in the U.S. or Uganda, users can tap to pay with stablecoins and enjoy the same speed, security, and rewards — minus the typical crypto friction or hidden fees.

Looking Ahead

With over 50,000 users and rising adoption in developing markets, Infini is setting a new standard for crypto-native financial services. Its blend of DeFi earnings, low-cost payments, and transparent governance positions it as a serious contender in the race to mainstream crypto utility.

As Christian Li puts it, “We’re not just building a card. We’re building the future of money — and that future should be fast, fair, and free.”